You have a seven-month window to sign up for Medicare, which starts three months before you turn age 65 and ends three months after. Medicare is not free, and if you fail to sign up in time, you could pay higher premiums for life. Additionally, when you sign up, your Medicare premiums will be based on your income from two years ago, and those with higher incomes will pay more. That’s another reason having a retirement plan and strategy in place is so important. At SWAN DFW, we are health-licensed and Medicare-certified to help you find the right plan for your situation.
Medicare at SWAN DFW
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What is Medicare? Medicare is health insurance for:
- People 65 or older
- People under 65 with certain disabilities
- People of any age with End-Stage Renal Disease (ESRD)
The Different Parts of Medicare
Medicare Part A (Hospital Insurance) helps cover:
- Inpatient care in hospitals
- Skilled nursing facility care
- Hospice care
- Home health care
Medicare Part C (Medicare Advantage):
- Includes all benefits and services covered under Part A and Part B
- Run by Medicare-approved private insurance companies
- Usually includes Medicare prescription drug coverage (Part D) as part of the plan
- May include extra benefits and services for an extra cost
Medicare Part B (Medical Insurance) helps cover:
- Services from doctors and other health care providers
- Outpatient care
- Home health care
- Durable medical equipment
- Some preventive services
Medicare Part D (Medicare prescription drug coverage):
- Helps cover the cost of prescription drugs
- Run by Medicare-approved private insurance companies
- May help lower your prescription drug costs and help protect against higher costs in the future
To learn how we can help you turn your retirement dreams into a reality, schedule an appointment with us today!
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Frequently Asked Questions
Working with our clients so closely, we’re prepared to field the most common questions. We aim to answer questions we receive most often, helping you arrive at our meeting fully prepared and with a complete understanding of our agenda and what we plan to address.
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Watch Our Videos
Videos are one of our favorite ways to help our clients grasp onto the topics we explain in meetings. With quick, snappy overviews of strategies we implement with our clients, our videos can give you the knowhow and the strength to fight for your future and protect your retirement!
Your Host: Hector Hinojosa
Hector Hinojosa, the Wealth Defender, stands guard for your finances every week on Wealth Defense Radio. Be sure to check back weekly for new episodes!
